United Kingdom:
England, Wales, Scotland, Northern Ireland, Isle of Man and Channel Islands.
Europe:
Albania, Andorra, Austria, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, the Channel Islands, Croatia, the Czech Republic, Cyprus, Greece (including the Greek Islands, Denmark, Estonia, the Faroe Islands, Finland (including Lapland), France, Gibraltar, Germany, Hungary, Iceland, Ireland (Republic), the Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Moldova, Monaco, Montenegro, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (including the Balearic Islands and the Canary Islands, Sweden, Switzerland, Turkey, Ukraine and the Vatican City.
Worldwide Excluding USA, Canada, the Caribbean and Mexico:
Anywhere except the United States of America, Canada and the Caribbean, Egypt, Morocco, Tunisia and Israel.
Australia & New Zealand
All countries listed in Europe including Spain, as well as Australia, including Territory of Cocos (Keeling Islands, The Territory of Christmas Island, Norfolk Island and Lord Howe Island), and New Zealand, including the Cook Islands, Niue and Tokelau.
Worldwide Including USA, Canada, the Caribbean and Mexico
Anywhere in the world.
Please note: No cover is provided to countries where the Foreign and Commonwealth Development Office have advised against all travel, or all but essential travel.