All our policies include cover for cancellation and curtailment if an insured person named on the policy documentation has a confirmed diagnosis of Coronavirus (COVID-19); and for emergency medical expenses if you get infected by COVID-19 whilst abroad. Providing you aren’t travelling against Foreign, Commonwealth & Development Office (FCDO) advice
You are covered if:
PLEASE NOTE: If the FCDO changes its advice in relation to the country you are travelling to because of COVID-19 or another pandemic and you can't now travel, there will be no cover under this policy for cancellation of prepaid costs including but not limited to activities, accommodation and transport services. You should make enquiries with the providers and review their booking conditions to ensure they will offer a rebooking or refund in such circumstances. You may also want to consider paying these costs with a credit card or debit so you have the option of recovering from your credit card provider or your bank should the provider fail to honour the agreement to refund or rebook.
Cancellation due to a pandemic illness or for personal quarantine is not covered within the first 48 hours of the policy purchase date.
No cover applies to trips if the Foreign, Commonwealth & Development Office (FCDO) advise against travel to your destination. You can read the FCDO's latest advice here. The FCDO is currently advising against ALL cruise ship travel for British Travellers. If you cancel your policy within 14 days of purchase, you are welcome to a full refund - provided you have not travelled and do not intend to claim. Beyond 14 days you may be entitled to a partial refund. Please check the cancellation terms in your policy wording for details.
A cookie is a small file which is placed on your computer, just like an image or a web page file. The difference with a cookie is that it contains information which allows a website to identify you as you click from one page to the next, or when you return to the website. It can also be used to allow personalisation of a website.
The cookies used and the information held within them have no personal information and cannot be used to identify you as a person. For this reason we consider our cookies to be completely non-intrusive.
We also work with third parties who advertise our products on their websites. You may have found us today by clicking on such a link. We allow these websites to place a tracking cookie so that we can count the number of sales they have provided us with. These cookies also hold no personal information and are considered non-intrusive.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website and could prevent you from completing some purchases through our site.
The cookies we use do not contain any sensitive information such as your name, address or any payment details. Sensitive information which you choose to provide to us as part of the quotation process is stored securely and is not collected in the form of a cookie. Only information which is relevant to your visit to Barrhead Travel Insurance is stored in the form of a cookie, for example if you have visited our site previously, we are able to know you have run a quote previously so can deliver appropriate pages relevant to previous journey.
Here is a list of the cookies we use and their purpose:
|ASP.NET_SessionID||This is a unique ID used to remember the choices you have made in order to complete your purchase. The details only last as long as you are on our website.|
|Affiliate||This allows us to see which partner site you have come from so we can show you the products you expect to see.|
|SourceReference||This allows us to tell our partner website about any sales that have been made from their site.|
|__utm(x)||All cookies beginning with __utm (__utma/b/c/z) are cookies set by Google Analytics. This tool is used to understand how people interact with our site and helps optimise site performance, usability and user journey.|
|AWin||Affiliate Window provide us with a network of advertisers to whom we pay a fee for any website sales made from their marketing activity .|
|Affilinet||Affilinet also provide us with a network of advertisers to whom we pay a fee for any sales made on our website where someone has clicked on one of their adverts.|
|Google Analytics and Adwords||Google Analytics is an internet tool that is used to understand how people interact with our site and helps optimise site performance, usability and user journey. Adwords allows us to count clicks and sales from our advertising on Google search results.|
All browsers have the ability to restrict or completely disallow cookies. You may find your internet experience is disrupted if you do this, but it is entirely within your control. If you wish to change your cookie settings, the following website provides useful information:
Please note we are in no way affiliated with this website and cannot take any responsibility for the accuracy of the content and information on this site.